Citi · Personal
Citi Strata Premier
Citi ThankYou Points
$95/yr annual fee
Welcome offer
60,000 points
Spend $4,000 in 3 months from account opening.
Verified Oct 13, 2026 · No published end date
Earning rewards
- 10x
Hotels, car rentals and attractions through Citi Travel
- 3x
Air travel, other hotels, restaurants, supermarkets, gas and EV charging
- 1x
Other purchases
Selected benefits
$100 annual hotel benefit
One hotel stay of $500 or more before taxes and fees, booked through Citi Travel each calendar year.
No foreign transaction fees
On purchases outside the U.S.
Eligibility & important terms
Not eligible for a new-account bonus if you currently have or previously had Citi Strata Premier or Citi Premier. Other account-history restrictions apply.
Qualifying purchases exclude transactions specified by the issuer, such as fees, cash advances and balance transfers. Offers can vary by channel and applicant. These are selected benefits, not complete terms. Review current rates, fees, enrollment requirements and exclusions with the issuer. Interest and fees may outweigh rewards.
Card information verified Oct 13, 2026.