Get the best out of your points.
Discover where your points can take you, and where your next points could come from. Compare loyalty point transfer routes, active transfer bonuses, and personal and business credit card welcome offers.
Works in your browser on desktop and mobile.
Explore your transfer options
Add your programs
Enter your balances across airlines, hotels, and credit card programs. pointi supports 54 programs and keeps everything in your browser — no account needed.
Explore destinations
See every supported loyalty program your wallet can reach in one or two transfers, from frequent-flyer miles to hotel rewards.
Compare your options
Compare destination points, transfer ratios, and active bonuses across direct and two-transfer routes. Dollar estimates are benchmarks, not redemption recommendations.
Credit Card Offers
Compare selected public U.S. welcome offers for personal and business credit cards, including points, miles, and cash bonuses. See qualifying spending, annual fees, earning rates, benefits, and eligibility, with links to official issuer offers.
View credit card offers
How dollar estimates work
Dollar amounts estimate what points might be worth when redeemed. They are not cash balances, cash-out quotes, or guaranteed savings.
Estimated dollars = points × cents per point (CPP) ÷ 100
Wallet estimates
Each balance uses its own program's CPP, then those dollar estimates are added together. For example, 50,000 Chase points at 1.70 cents per point gives an estimate of $850.
Transfer estimates
Transfer ratios and active percentage bonuses are applied at each step. The final points are rounded down and valued using the destination program's CPP. Displayed dollars round to the nearest dollar. Routes are alternatives, not amounts to add together.
| Program | Cents per point |
|---|---|
| Chase | 1.70¢ |
| Amex | 1.70¢ |
| Hyatt | 1.40¢ |
| Air Canada | 1.40¢ |
| Marriott | 0.70¢ |
Sources and review dates
CPP values are manually selected editorial benchmarks, not prices crawled from loyalty programs or live booking searches. The last broad review favored lower published valuations and did not raise existing values; programs without reliable coverage kept their earlier estimates.
Benchmark sources: The Points Guy, Upgraded Points, One Mile at a Time, and NerdWallet.
Last broad CPP review: . Leaders Club was added on . Wells Fargo, U.S. Bank Altitude Reserve, Accor and Ethiopian were reviewed separately on . Accor's US-dollar estimate is not a live conversion of its euro-denominated redemption value. These dates are separate from the header's transfer-data update date; refreshing transfers does not automatically refresh CPP values. Linked publications may have newer valuations than our stored benchmarks.
What estimates leave out
- Actual booking prices, award availability, taxes, and fees. Your redemption value can be higher or lower.
- Some transfer minimums, increments, and fixed-amount bonuses are noted but not calculated.
- A higher dollar estimate does not guarantee a better redemption. Estimates are benchmarks, not recommendations to transfer your points.
What we track
Transfer partnerships and ratios follow a bi-weekly refresh cycle; transfer promotions follow a five-day cycle. Credit card offers are reviewed separately. Review dates show when data was checked, not a guarantee that an offer is still available.
The fine print
Transfer rates are approximate and change often. Always verify directly with the program before moving points.
Have a question or spotted an error? We'd love to hear from you.
pointi.support@gmail.com