American Express · Personal
American Express Gold
Membership Rewards
$325/yr annual fee
Welcome offer
Up to 100,000 points
Spend $8,000 in 6 months from card membership.
Personalized offer: the issuer determines the amount after application and before acceptance. You may receive fewer points or no welcome offer.
Verified Oct 13, 2026 · No published end date
Earning rewards
- 4x
Restaurants worldwide
Up to $50,000 per calendar year, then 1x.
- 4x
U.S. supermarkets
Up to $25,000 per calendar year, then 1x.
- 5x
Prepaid hotels through Amex Travel
- 3x
Flights booked directly or through Amex Travel
- 2x
Prepaid car rentals through Amex Travel and cruises through AmexTravel.com
- 1x
Other eligible purchases
Selected benefits
Up to $120 dining credit
Up to $10 monthly at participating merchants. Enrollment required.
Up to $100 Resy credit
Up to $50 each half-year at eligible U.S. restaurants. Enrollment required.
Eligibility & important terms
Offers vary, and some applicants receive no offer. Prior Gold, Premier Rewards Gold or Platinum card ownership and other account history may affect eligibility.
Qualifying purchases exclude transactions specified by the issuer, such as fees, cash advances and balance transfers. Offers can vary by channel and applicant. These are selected benefits, not complete terms. Review current rates, fees, enrollment requirements and exclusions with the issuer. Interest and fees may outweigh rewards.
Card information verified Oct 13, 2026.